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Hi all,
I'm a co signer on my only installment account (Car, 11k/22k, no missed payments). Would I see any benefits of taking out a secured loan?
Thanks!
And to follow up, would this be a bad idea if I'm looking to get pre-approval for a mortgage in September / October 2014, and looking to close in February / March of 2015.
Thanks!!
@guykara wrote:Hi all,
I'm a co signer on my only installment account (Car, 11k/22k, no missed payments). Would I see any benefits of taking out a secured loan?
Thanks!
IMO no, you get very little bang for the buck with installment loans and I would not do it at this time anyway since you are going for a pre app home loan in Fall, you really dont want any new TLs 6 months prior to the mortgage pull.
Ok thanks a lot, I won't do anything between now and then other than GW's, pay down util, and garden.
Thanks!