Open TL's?

[KellyP25721]

I know it probably depends on your overall report, but is there any kind of "guidelines" for the number of  Current or Open TL's to help maximize your scores?  I have 5 open TL's reporting on TU and 3 open TL's on EX & EQ.   

[Anonymous]

Its generally recommended to have 3-5 revolving accounts - Bank Cards ideally, 1 installment account (auto, student or personal loan), and one mortgage account.

[KellyP25721]

The mortgage account isn't going to happen for a few years.  But I'm good then on the TU side with 3 CC's and 2 installment loans (car & motorcycle).  Unfortunately, on EX & EQ I only have the 3 CC's reporting.

[Anonymous]

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@KellyP25721 wrote:

The mortgage account isn't going to happen for a few years.  But I'm good then on the TU side with 3 CC's and 2 installment loans (car & motorcycle).  Unfortunately, on EX & EQ I only have the 3 CC's reporting.

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Open a small secured loan with SDFCU for $500@36 months. They report to all three bureaus. You won't get a lot of points but every one helps.