Does anyone have any success stories involving opening another Macys of JCP account after having one chargeoff and then paying off?
Starting Score: 541
JCP is a GE backed card. I have had luck getting new GE accounts after old paid COs.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
How long did you wait to apply for a new one after you paid it off?