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Valued Member
rd2rebuilding
Posts: 65
Registered: ‎06-10-2013

Optimum Outcomes, Inc and Professional Finance Company

Has anyone dealt with Optimum Outcomes and/or Professional Finance Company?? I have a medical collection with each of them; that I have already been chipping away at to pay in full. They both still have balances though according to my CR. I Wonder if it I will have a successful outcome sending a goodwill/PFD combo letter to pay the remaining balances and get them off my CR. Man, I wish I would have found this forum before making any payments to the CA; I would have gone the HIPPA Route. Guess u live and u learn huh?

Regular Contributor
PeacefulP
Posts: 127
Registered: ‎05-25-2013

Re: Optimum Outcomes, Inc and Professional Finance Company

I have a paid medical bill with optimum outcomes. I PIF with the OC, and asked them to ask optimum outcomes to delete. They said they wish they could but that would be up to Optimum Outcomes (OO). Then I called OO and said OC said they might be willing to delete and the (not friendly) rep said they don't delete because they have a strict contract with OC stating they'll report for 7 years. I asked if they'd delete if I could get the OC to agree and they said yes. Now I'm trying to get OC to agree by GW (they refused when i called). I'll let you know if anything comes of it.

Please keep me updated on your progress. This is my newest baddie and getting rid of it is very important to me. :smileyhappy:
Starting Score: TU 634 EQ 614 EX 648 5/20/13
Current Score: TU 631 EQ 643 EX 641 8/7/13 (All Lender Pulled)
Goal Score: 750

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Valued Member
rd2rebuilding
Posts: 65
Registered: ‎06-10-2013

Re: Optimum Outcomes, Inc and Professional Finance Company

My balance on the one with optimum outcomes is $1000... I won't have the money to pay the balance off for a couple of months, but my plan is to e-mail the CEO my goodwill/pfd letter to see what comes of it (fingers crossed)
Regular Contributor
nativenyer
Posts: 236
Registered: ‎05-22-2013

Re: Optimum Outcomes, Inc and Professional Finance Company

I have a $108 dollar account with them. Said they couldn't delete (they all say that) so I plan to pay it and then GW it, which seems to be incredibly easy with medical collections. I guess because of HIPAA. You can also try that route.

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