Has anyone dealt with Optimum Outcomes and/or Professional Finance Company?? I have a medical collection with each of them; that I have already been chipping away at to pay in full. They both still have balances though according to my CR. I Wonder if it I will have a successful outcome sending a goodwill/PFD combo letter to pay the remaining balances and get them off my CR. Man, I wish I would have found this forum before making any payments to the CA; I would have gone the HIPPA Route. Guess u live and u learn huh?