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That is odd,I'm curious too...
I have opted out, never got any point increase.
It's a myth...IMO
Purely coincidental. Opting out doesn't affect your score.
@Quantarra wrote:
So I opted out and maybe 4 days later I got a 29 point score increase and 6 of my charged off accounts now say zero balance I'm excited but just wondering if this happened to anyone else? And if I opt back in will it change ??
Could be a mere coincidence now that I think about it. When were your charge-offs supposed to fall off? It could be other factors such as lowering your util, AAoA growing, etc. Check your entire CR to be sure.