Rebuilding Your Credit

[THANKGODFORSECONDCHANCES]

Well, I have my new orchard bank cc, with a 300.00 crediit limit...has anyone had automatic CL increases with this card?????

[themeggerz]

I opened the card in 2007 at 300, got a CLI in 2009 to 400, and asked recently if I could get a CLI, and they said no.

I'll be closing the card before the AF kicks in.

[jocleveland]

Same deal for me. Started at 300 begged them to 400 after 7 months and they just said no to a request for more.  I am still grateful they gave me another chance (defaulted on the first one) without the card being secured.

[deb7907]

I have had my Orchard bank for 3 years , always paid on time and never went over the limit fee, I have NEVER recieved a CLI, I am about to cancel this card , just paid it off .

I have recieved Capital One cards two of them,  J C Penny and Sears Mastercard and Wallmart......none of these have any fees and the limits are higher...................I will be cancelling it , the yearly fee is 79.00 bucks !!!!!

[deb7907]

I have had my Orchard bank for 3 years , always paid on time and never went over the limit fee, I have NEVER recieved a CLI, I am about to cancel this card , just paid it off .

I have recieved Capital One cards two of them,  J C Penny and Sears Mastercard and Wallmart......none of these have any fees and the limits are higher...................I will be cancelling it , the yearly fee is 79.00 bucks !!!!!

[deb7907]

I have had my Orchard bank for 3 years , always paid on time and never went over the limit fee, I have NEVER recieved a CLI, I am about to cancel this card , just paid it off .

I have recieved Capital One cards two of them,  J C Penny and Sears Mastercard and Wallmart......none of these have any fees and the limits are higher...................I will be cancelling it , the yearly fee is 79.00 bucks !!!!!

[dvilc001]

I have an Orchard card, I called the backdoor number a few weeks back, and they granted me a CLI...it was less than 5 minutes...granted, it was only 150.00 increase, but its better than nothing! call the back door numbers (try searching "backdoor numbers" in the forum). Never hurts to ask

[bridgetkaryn]

Got a $20, yep $20 WHOLE  DOLLAR increase... Forgot to cancel before the AF in Feb, so I will keep it for the history until next January when I will CLOSE this stupid card...  Warning do not be late, they are TERRIBLE with GW...

[deemutz]

I backdoored a couple of days ago, got a 100 CLI, got the card in august 2011.
I read here that if you call every 6 mths, you have a decent chance at a CLI as long as you are in good standing with them

[momma015]

I have been a orchard cc customer for almost 2 years. When and will I get an increase.

[Shogun]

Orchard sold out to Cap1.  Unfortunately they're not known for CLIs either.