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Overdrawn Bank Account Pay OC or CA

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kaylord84
Frequent Contributor

Overdrawn Bank Account Pay OC or CA

I have a collection on all 3reports for $2587  the collection is with American collection corporation whom I contaced and they agreed to a PFD . If I pay in full immediately. I also so contact the OC Tcf bank whom said the will let me pay it back in installments and when the balance is paid in full they would ask the CA to delete all of this was over the phone nothing in writing. What should I do


Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Current Score: Eq 723 TU 665 Ex 682
Goal Score: 700 All 3


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Message 1 of 7
6 REPLIES 6
guiness56
Epic Contributor

Re: Overdrawn Bank Account Pay OC or CA

Message 2 of 7
kaylord84
Frequent Contributor

Re: Overdrawn Bank Account Pay OC or CA

The collection agency

Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Current Score: Eq 723 TU 665 Ex 682
Goal Score: 700 All 3


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Message 3 of 7
guiness56
Epic Contributor

Re: Overdrawn Bank Account Pay OC or CA

Them asking the CA doesn't mean they will.

 

If they pulled the account back from the CA then I would pay the OC.

Message 4 of 7
kaylord84
Frequent Contributor

Re: Overdrawn Bank Account Pay OC or CA

How to get them to do that

Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Current Score: Eq 723 TU 665 Ex 682
Goal Score: 700 All 3


Take the myFICO Fitness Challenge
Message 5 of 7
guiness56
Epic Contributor

Re: Overdrawn Bank Account Pay OC or CA

Ask them if they will pull the account back from the CA and you will pay them.

Message 6 of 7
kaylord84
Frequent Contributor

Re: Overdrawn Bank Account Pay OC or CA

Only after I pay the balance in full is what their saying

Starting Score: Eq 485 TU 467 Ex 400 BK filed Dec 2016
Current Score: Eq 723 TU 665 Ex 682
Goal Score: 700 All 3


Take the myFICO Fitness Challenge
Message 7 of 7
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