PDF year after payment

[Anonymous]

Is there anyway i could get a account removed that i paid about 1 year ago. Should I send a PFD or a GW i wish i would haev known about this forum before i paid these things.

[Anonymous]

Did you pay the CA???...before they were reporting...or after???...if it was after...you would have to send them a GW letter...for removal...some people have even send DV letters....for paid collections...

[Anonymous]

I paid them before they reported it so i am unsure why they did most of the time if i have paid immediatly i have not seen it on my credit report

[Anonymous]

Kinda confused...you paid...BEFORE....they were on your reports...is kinda too long for that dispute...it is a year later...do you have receipts???...how long after you paid...were they reported to the CRAs???...

[Anonymous]

I am confused also did not think it would be there but it is on all 3 - and i will look for the paid letter i know i have it i keep everything - usually when i pay them right away nothing goes on my credit report from the CA's thats why i am wondering what to do to get this one off. The OC is not on my credit report just the CA that was paid prompty so i dont know what to do with this one.

[Anonymous]

If you have the receipts form the paid collections...I would copy that...highlight the date paid...copy the page of the report...with the TL on it...highlight the date opened???...or date it was reported???...and explain how you paid...before it was reported...and it should not have been put on your credit reports...I don't know how much this will work in your favor...seeing that it has been a while...did they go on your reports...as paid collections???...

or

Just send the paid collections...GW letters...asking for removal...some companies are good with that...and some are not...