Reply
New Contributor
DEEREAL32
Posts: 53
Registered: ‎02-03-2011
0

PENN CREDIT RESPNSE TO BBB

Can someone please let me know if i should send this to the collection agency...this is the response they sent to the BBB to forward to me...please let me know how to proceed.

 

Please be advised that Penn Credit follows all federal and state collection laws. 

 

            I am unable to locate any outstanding accounts in our office for xxxx with the information provided on the complaint.  If she can provide a copy of the credit bureau showing the information we listed or a copy of the letter she received from Penn Credit, I will be happy to research the issue. 

             

            Thank you for your assistance in the resolution of this matter

 

Sincerely,

 

 

xxx

Collections Manager    

 

New Contributor
DEEREAL32
Posts: 53
Registered: ‎02-03-2011
0

Re: PENN CREDIT RESPNSE TO BBB

 

can someone please let me know if i should send them any info..Any help is appreciated

Regular Contributor
Andrew22
Posts: 118
Registered: ‎11-15-2010
0

Re: PENN CREDIT RESPNSE TO BBB

I would not, for fear they would suddenly "find" your record. Or, they cannot remove an account they cannot find. I can easily see one of the drones responding that they have no record of the account and therefore can't delete it. I would dispute the information with the credit bureau, including this correspondence. They cannot verify if they do not have an account, right? And if they do verify it, you can ask for the documentation.  

New Contributor
DEEREAL32
Posts: 53
Registered: ‎02-03-2011
0

Re: PENN CREDIT RESPNSE TO BBB

Thanks Andrew..i havent heard anything back from them yet... i will be sending this to the CB...


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}