I am currently a member of MCU in NYC which I love well despite that they only have a hand full of branches all over the city. There is a lot going on in my life right now and I couldn't find a way to pay off my credit cards so that my utilization can go up and make apartment shopping easier for me but today I was approved for a 2000 loan with 6% interest rate 18 month period....I AM SO HAPPY, it isn't much but its going to help me so much especially my utilization...I know many don't agree with it but some of us hit a breaking point where a little goes a long long way Lets keep up the positive vibes friends
6% is not so Bad, believe me I know, last year my credit was so bad and we had a family emergency I had to get a loan with 130%...yup, it is paid off, thank God! Only you know your situation...good luck and hope things get better soon
