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Hey guys-
I recently had a collection for a meager $41 show up on all three reports, back from three years ago. I immediately called and arranged a PFD. They were removed last week for EQ and EX, but TU is still showing, this being my only collection left.
Should I go ahead and dispute with TU to have it removed, or give it some more time to fall off? Not sure what the basis of the dispute would be though....the balance is paid, but I don't think credit bureaus accept the "I negotiated a PFD" argument?
It's only been two weeks since I paid, but they kept their word and removed immediately from EQ and EX, so just wondering why TU is being stubborn....
I wouldn't dispute as that can delay its demise. TU is always slow. I'd give it a month from the date of payment.
Great....I'll just priactice a bit more patience. Thank you!!