Seems like this is happening to a lot of folks here. Did you use this letter from the stickies as a template? If so, that may be why. It starts with this sentence: "This letter is to inform you that the validity of this debt is disputed."
I used that letter as a template and ended up with the same result. Now I have no PFD agreement (never even got a response from them) and a "dispute" notation on the item on all 3 of my CRs. 
Maybe one of the mods should edit that template? Thankfully mine is a small amount medical so I'm now trying the Hipaa approach for it.
Starting Score: TU:584 | EQ 584
electra wrote:Seems like this is happening to a lot of folks here. Did you use this letter from the stickies as a template? If so, that may be why. It starts with this sentence: "This letter is to inform you that the validity of this debt is disputed."
I used that letter as a template and ended up with the same result. Now I have no PFD agreement (never even got a response from them) and a "dispute" notation on the item on all 3 of my CRs.
+1
this happened to me alot at the start as well, which is why I NEVER use a template, ever. ever. ever. for a PFD or GW
I actually don't use them for disputes either. Every letter I write has a purpose, thought, meaning, and end goal. You cannot get that kind of personal attention from a template.
-scott
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