ficohelp wrote:Has this worked for anyone? I heard the CA cannot remove, legally, only marked paid in full, or settled. I am disputing with a CA right now, and I don't know if I should pay in full, because they wont cooperate.Anyone heard of Oxford Managment Services...if yes, what was your experience with them.Thanks.
This is for those who have wrote a PDF and got a response. How long does it take to get a response and if they decline a PDF do they generaly write you? Thanks in advance for your answers. Sadie
If the DOFD is 2001 I would just let it age off.
Phouchg wrote:I have a small medical debt $85 from 2001 that went to collections on 1/2003. Never heard from the CA. It is now SOL, but there is still this TL (the only one left).Should I let sleeping dogs lie - or send this letter? This is the only negative TL on my EX report (FICO 648). Worth it to offer 50% to PFD? Or too much hassle for something that will naturally drop off.thanks