05-27-2007 05:18 AM
Good deal! Thanks for sharing.. I think people are skeptical and do not understand that PFD works and is a very powerful tool!
lwill023 wrote:Thanks very much,I used the letter and got the following signed response today:"In response to your letter on the above referenced account we have reviewed or records. If payment in full of 100.91 is received in our office no later than June 7, 2007 we will notify the credit reporting agencies to remove our entry on the above referenced account from your credit report"I mailed letter off 5/11/07, and received response in mail today 5/26/07, but their address is local to me so I was hoping for a quick response. Since it was a small amount for a past medical bill I offered full payment, which I will be mailing on Tuesday since Monday is a holiday. Once again thanks.
05-28-2007 06:04 AM - edited 05-28-2007 06:05 AM
onthemend wrote:So I asked AFNI about this and they said all they do is update my credit report, they can't delete. Is this the case or did I not ask the right way? I settled for a lesser amount.
05-28-2007 09:51 AM
05-29-2007 03:22 AM
Hey, I got a couple of questions about this letter. Can these be used for judgements or tax liens? Also, I paid a collection agency a $70 balance for punk *ss Verizon, (pre this forum) and Verizon will not remove it. How would I get that off? It's from 2003. I guess I'm stuck huh?
05-31-2007 06:31 PM
No... certified mail is fine if you want to track.. but no need to get a signature (green) card back.
princessofpink wrote:Tuscani,Do you suggest PFD letters be sent out CMRRR? Since there's nothing binding in the letter until the CA responds there's not any need to is there?Thanks.... Again...
06-08-2007 02:31 PM
06-08-2007 04:18 PM
LadyBrandi wrote:Thanks so much for this letter! I have just now been able to start working on my credit and have been able to pay a couple of things off, but there are several more things on there that this letter will be perfect for! Thanks again and keep on rockin!
06-25-2007 05:55 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.