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PFD LETTER: CAN I SEND IT VIA EMAIL? - UPDATE: IT WORKED!

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Anonymous
Not applicable

PFD LETTER: CAN I SEND IT VIA EMAIL? - UPDATE: IT WORKED!

I have two small collections accounts ($35 & $65) that I really just want to be done with. 

Can I email my PFD request?  Is there an issue with doing this?

 

 

Update: I decided to try my hand at emailng and it worked for at least one of the collections, ARS Collection.

I received my letter of deletion and PIF letter today! 

 

YASSSSS!  Where is that Staples EASY button??

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: CAN I SEND IT VIA EMAIL?

I don't see why that would be an issue, if they agree it is legally binding and in writing.

Message 2 of 10
Anonymous
Not applicable

Re: CAN I SEND IT VIA EMAIL?

That's true! I think I'm going to do it. Thanks! 

Message 3 of 10
Pway
Valued Contributor

Re: CAN I SEND IT VIA EMAIL?

I would send it certified mail.  That way they have to sign for it and you have confirmation that they have received it and you have a paper trail as well.  When doing a PFD I would not suggest that you send it via Email.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 4 of 10
RobertEG
Legendary Contributor

Re: CAN I SEND IT VIA EMAIL?

A PFD offer is simply an offer.

It has no legal obligation for any reply, and no need to confirm the date of offer.

There is no compelling reason for proof of date of receipt.

I would keep it informal until you have a confirmed agreement.

Message 5 of 10
Anonymous
Not applicable

Re: CAN I SEND IT VIA EMAIL?

Thanks Robert! 

Message 6 of 10
RonM21
Valued Contributor

Re: CAN I SEND IT VIA EMAIL?

It is definitely worth a shot, especially for those small balances. Hopefully they'll agree to remove them upon payment.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 7 of 10
Anonymous
Not applicable

Re: CAN I SEND IT VIA EMAIL?

Well it worked for at least one of them so far!! Smiley Wink

Message 8 of 10
JayTee1
Frequent Contributor

Re: CAN I SEND IT VIA EMAIL?

I guess I'm not adding much here, but I've had two PFD attempts, both successful.  I found the right people to email (CEOs in both cases).

 

 

 

 

March 2014: Abysmal, low 500s


April 2015: TU 607 | EQ 599 | EX 608
March 2019: TU 717 | EQ 727 | EX 727
Message 9 of 10
Anonymous
Not applicable

Re: PFD LETTER: CAN I SEND IT VIA EMAIL? - UPDATE: IT WORKED!

Congrats!!

Message 10 of 10
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