How does this look??? any suggestions or changes?
Reliant Recovery Service, INC
2210 East Route 66, Suite 101
May 19, 2008
Re: Account #: xxxx
Original Creditor: Western Dental/119/WCC
Amount: $ 433.00
Thank you for your response on 5/2/08 regarding the disputed above named account. I am writing because your letter dated 5/2/08 stated that you would stop all “collection activity” but did not write to say you would delete from all Credit reporting agencies you should be made aware that in TWYLA BOATLEY, Plaintiff, vs. DIEM CORPORATION, No. CIV 03-0762 UNITED STATES DISTRICT COURT FOR THE DISTRICT OF ARIZONA, 2004, the courts ruled that reporting a collection account indeed is considered collection activity.
Therefore I would be willing to pay the disputed amount of 433.00 when I receive a letter sating the above account in exchange for full deletion of ALL references regarding this account from my credit files and full satisfaction of the debt. As certified funds will be used for payment, there shall be no waiting period regarding the deletion of this account from the credit reporting agencies.
If you agree to the above terms, please prepare a letter on your company letterhead explicitly agreeing to the same terms as the above settlement offer and have it signed by an authorized representative of Collection Agency. It will be implied that this letter shall constitute a legally binding contract, enforceable under the laws of my state.
Your response must be postmarked no later than 15 days from your receipt of this offer or this offer will be withdrawn and I will request full validation of this alleged debt, as provided for by the Fair Debt Collection Practices Act.
Please address all correspondence regarding this account to: