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I just recently contacted a collection agency and they agreed to delete the collection acct from my file if I PIF. I just received a faxed copy of the agreement letter. Now let's see if once the collection acct is deleted if my score moves.
I've also had success with GW letters to my CCC to have them remove a few lates from my accts. Still waiting for those to change as well. The letter said I should allow 30-45 days for the change. So, we'll see.
AND, I have a few deliquent student loans due to fall off this month, per my TU report. So, let's hope March 1st brings GOOD THINGS. I'm so excited!!!
YAY!!! I'll be back with updates once everything happens.
Congrats... it sounds like a lot of things are going your way right now. Good work!
WTG!!!!