I have come along way on my rebuild from mid 500s to mid 600s and closing on a new home last week. Have three medical collections that are keeping my scores down, totaling a little under $1200. I want to pay them but ultimately a PFD would be great. I know it’s a process. Anyone have sample PFD letters they’ve had success with? Thanks!
I haven't had success with PFD on medical collections. But I have had success with Whychat's Hipaa letter process. You would need to google it as it isn't allowed for discussion on these boards. I'm sure if you want to do PFD, a search for PFD letters in the search bar on here would be a great resource too! I have seen many on these forums before.
Congrats on the new home loan, btw!
Thank you!