What's the potential score increase for getting a newer collection removed?
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
I'm looking for a potential number range.
This is the last Collection on my EQ report.
You say this is the last collection, but is there anything else on there to make your CR dirty? Lates, liens, judgements, BK? If it's your last baddie, and this will make your report clean, and you have good positive TLs, then there's a good chance you will see a good bump. Without knowing what your CR looks like, we can't give you a good estimate.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
I have:
- a c/o from over 5 years ago (Settled in full)
- cc lates (1-3 recent depending on the report) <none from the last year>
-90 late on a student loan (they refuse to delete even after backdating)
- A paid C/O private student loan from 2 years ago
AND
-this collection on my EQ (last of the 15 I had in March)