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PFD Success but how long does it take for CRA to delete?

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tld1104
Contributor

PFD Success but how long does it take for CRA to delete?

I PFD success with TXU this month...finally!!!  But how long does it usually take for the CRA's to delete?  

 

Also...I just got my first statement from my Capital One secured card.  I am wondering how long it will take them to report. 

 

Thanks!


Starting Score: 3/2014 - TU FICO 566, EQ FICO 569, EX FICO 563
Current Score: TU FICO 684, EQ FICO 662, EX FICO 664
Goal Score: 700+


Take the myFICO Fitness Challenge
Message 1 of 6
5 REPLIES 5
myjourney
Super Contributor

Re: PFD Success but how long does it take for CRA to delete?

Updating can take between 30-60 for CB's

As far as CAP1 they're usually pretty quick so I would say when statement cuts 

Congrats on the deletionSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 6
Whitneyy
Valued Contributor

Re: PFD Success but how long does it take for CRA to delete?

I got my capital one in March, they JUST got around to finally reporting!

GOAL - 700 FICO across the board!
Message 3 of 6
tld1104
Contributor

Re: PFD Success but how long does it take for CRA to delete?

Thanks all for your input...credit repair will sure test a person's patience! 


Starting Score: 3/2014 - TU FICO 566, EQ FICO 569, EX FICO 563
Current Score: TU FICO 684, EQ FICO 662, EX FICO 664
Goal Score: 700+


Take the myFICO Fitness Challenge
Message 4 of 6
A_Noob
Contributor

Re: PFD Success but how long does it take for CRA to delete?

I had a PFD done a couple of months ago and it took about a month. The collection agency said they would send it when they sent out their monthly reports to the CRAs but they didn't give a date. About a month later I saw a 29 point jump in my score so I checked my report and it had been removed.

My Fico EQ: 749
My Fico TU: 754
My Fico EX: 753

Goal: 800
Message 5 of 6
baller4life
Super Contributor

Re: PFD Success but how long does it take for CRA to delete?

Cap 1 took a couple of months to report for me. Could you please pm your contact info for the pfd for TXU? They keep softing my EX. Something tells me I may be dealing with them in the future.
Message 6 of 6
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