Reply
Contributor
Posts: 75
Registered: ‎09-17-2013
0

PFD Success with Accelerated Financial!

So I was recently pre approved for an FHA Home loan. I am officialy under contract. Before my LO sent everything to underwriting she took another look at things. I had a collection account on my report from a repo. They ran the numbers and said if I were to settle it and get it deleted my mid score would jump to 700. 

 

I called AFS and settled for 2500 on a 8k collection. Literally while I was on the phone with them i received the letter statiing The TL would be deleted upon payment!!!

 

It was a seasy as calling them up!


Starting Score: EQ-563 TU-515 EX-578 VANTAGE-609 September 2013
Current Score: EQ-639 TU-627 EX-625 VANTAGE 662
Goal Score: 700 All Around


Take the myFICO Fitness Challenge
Moderator
Posts: 27,205
Registered: ‎09-13-2012
0

Re: PFD Success with Accelerated Financial!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.