03-10-2010 09:31 AM
Just wanted to give everyone the good news. I had seen mixed opinions on Debt Recovery Solutions in the past. Don't think I actually ever saw a successful PFD with them.
Anyways ... PFD in FULL worked! Took 3 rounds of PFD letters (spread out 10 days apart) On the 3rd, I got a notice back from the Manager that they would infact PFD due to the "circumstances" Called up, paid via my CC, got a confirmation # and letter, and an email from the CEO the following day stating,
Furthermore, after conducting a reasonable investigation of the special circumstances discussed with your account representative, we have determined that our trade line pertaining to this account should be deleted from your credit profile and we will notify the appropriate credit bureaus to proceed accordingly.
So ... Here's to the future ... The remainder of my baddies fall off in a matter of just a few months (I think the oldest is June) When this all started, I was upside down and didn't know where to start. Through patience, and tons of research here on MyFico, I have finally reached that light at the end of the tunnel!
Best of luck everyone, and I hope you have the same positive results I did
03-10-2010 06:14 PM
03-11-2010 09:41 AM
What did they consider to be the "circumstances"? Congrats!
The "Circumstances" were nothing special. I used the standard PFD letter found here on MF, tailored it with the correct info, and shot it off 3 times :-)
06-08-2010 01:21 PM
Does anyone have an email address to send a goodwill letter?
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.