Reply
Contributor
PureCaSH
Posts: 96
Registered: ‎02-01-2009
0

PFD Worked With Debt Recovery Solutions (Sprint CO)

Hey Everyone!

 

Just wanted to give everyone the good news.  I had seen mixed opinions on Debt Recovery Solutions in the past.  Don't think I actually ever saw a successful PFD with them.

 

Anyways ... PFD in FULL worked!  Took 3 rounds of PFD letters (spread out 10 days apart)  On the 3rd, I got a notice back from the Manager that they would infact PFD due to the "circumstances"  Called up, paid via my CC, got a confirmation # and letter, and an email from the CEO the following day stating, 

 

Furthermore, after conducting a reasonable investigation of the special circumstances discussed with your account representative, we have determined that our trade line pertaining to this account should be deleted from your credit profile and we will notify the appropriate credit bureaus to proceed accordingly.

 

So ... Here's to the future ... The remainder of my baddies fall off in a matter of just a few months (I think the oldest is June)  When this all started, I was upside down and didn't know where to start.  Through patience, and tons of research here on MyFico, I have finally reached that light at the end of the tunnel!

 

Best of luck everyone, and I hope you have the same positive results I did :smileyhappy:


2/2/09 (Newbie): EQ: 636 -- EX: 609 -- TU: 635
8/9/10 (Current): EQ: 724 -- EX: 728 (FAKO) -- TU: 717
Valued Member
Intuitive1913
Posts: 44
Registered: ‎10-23-2007
0

Re: PFD Worked With Debt Recovery Solutions (Sprint CO)

Congrats! Thats awesome!
Established Member
gettingsmarter
Posts: 16
Registered: ‎03-09-2010
0

Re: PFD Worked With Debt Recovery Solutions (Sprint CO)

What did they consider to be the "circumstances"?  Congrats!

Starting Score: (3/18/10) TU 540 - EQ 589
Current Score: 7/10/12 TU 699- EQ 660
Goal Score: 700


Take the FICO Fitness Challenge
Contributor
PureCaSH
Posts: 96
Registered: ‎02-01-2009
0

Re: PFD Worked With Debt Recovery Solutions (Sprint CO)


gettingsmarter wrote:
What did they consider to be the "circumstances"?  Congrats!

 

Hey gettingsmarter,

 

The "Circumstances" were nothing special.  I used the standard PFD letter found here on MF, tailored it with the correct info, and shot it off 3 times :-)

 

 


2/2/09 (Newbie): EQ: 636 -- EX: 609 -- TU: 635
8/9/10 (Current): EQ: 724 -- EX: 728 (FAKO) -- TU: 717
Established Member
IdPrincess03
Posts: 21
Registered: ‎07-13-2009
0

Re: PFD Worked With Debt Recovery Solutions (Sprint CO)

Does anyone have an email address to send a goodwill letter?

**I AM NOT A LAWYER OR EXPERT IN DEBT RECOVERY. ALL IS ADVICE IS GIVEN BASED ON MY OWN PERSONAL EXPERIENCE. WHEN IN DOUBT, SEEK PROFESSIONAL LEGAL ADVICE.**

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}