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How much does a score go up if you have a collection account removed and a late payment. removed.
It's hard to guess what the return on points will be, but at the very least your credit report is cleaner. Congrats!
@fishone4 wrote:How much does a score go up if you have a collection account removed and a late payment. removed.
There's no single answer for this. It could be 5 points or 50 points, it depends on the other information showing on your credit reports.
I had 2 old CAs removed this month and a new account added at the same time and I only saw a 2 pt jump. The CAs were due to fall off this summer.