10-04-2012 06:11 PM
Hello - I have 3 small medical collects which were included in my bankruptcy - I was wondering is it to late to offer PFD since I've included in the bankruptcy? Already been discharged. Thinking is I could get these off my credit report my score might go up a bit.
10-04-2012 06:22 PM
Discharged = $0 debt = nothing to offer to pay.
You might offer them a "fee" of the amount they were stiffed, but legally it is not payment on a debt, and smells of an under-the-table......
I dont know how they would handle that in their accounting ledger. Perhaps a charitable contribution?