PFD call

[greent]

I just called a collection agency I have listed and told them that if I PIF would they delete it and they said YES! I'm over the moon! It was a small account. They said that two weeks from the 29th it will be off my credit report. I hope my credit goes up!

[Anonymous]

which collection agency?

[Anonymous]

Please tell me you got something in writing before paying it off?

[greent]

I did not. . . 

[greent]

Berau of medical economics

[Anonymous]

Call them back and get it in writing if you can. A verbal agreement is still a contract though, so i think you should be fine. Also, if you have a smartphone, install a call recorder app before you call them. There are many free ones. All my calls are recorded by default and saved to flash/cloud just in case i may need them.

[Anonymous]

---

@zumroff wrote:

Call them back and get it in writing if you can. A verbal agreement is still a contract though, so i think you should be fine. Also, if you have a smartphone, install a call recorder app before you call them. There are many free ones. All my calls are recorded by default and saved to flash/cloud just in case i may need them.

---

Don't you have to notify people you are recording them for it to be legal?

[Anonymous]

I'm in Texas. Texas's wiretapping law is a "one-party consent" law

[RonM21]

Good job getting that done. Getting it in writing is good, if you can. However, I do remember another member on here, who is very well up to speed on his laws and regulations, told someone that a verbal agreement is also legally binding in this situation. But I'd still try to get it in writing.

[girlonmission]

when you call the collection company they already said the call is recorded. there is no need for you to tell him you are also since you are only making a copy of your call also.  I have ACR on my phone.