06-21-2012 03:54 PM
I owe about $5,000 on 2 credit cards, and 4 store cards. All have CAs involved and all show as CO on my CR. I don't have enough $ to PIF right now. I want them gone, so want to PFD and GW the OCs.
What is the best way to do this? If you offer a % on a PFD, will you be less likely to get a GW from the OC?
If I need to PIF, should I go for the smaller amounts first to get the most listings off my CR then save up for the last 1 or 2?
Any help is HUGELY appreciated!