Hello all, and thank you in advance to anyone that offers advice. My gf went through a rough time financially before we met. Overwhelmed by medical bills... which in turned left her in extreme financial hardship. She has since steadied the ship, and is now trying to pay off old debt, and rehab her credit score. She recently received an offer to settle a collection on an old credit card debt. Can anyone advise us on what would be the proper weay to structure a PFD letter under these circumstances? Thank you all!!
It's easy - make them write in a letter an agreement that if you pay, they will delete it from all 3 credit reports and never report it again. But don't pay until they agree to this in writing.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595 CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653 CURRENT: EQ-701 EXP-??? TU08-720
*8/10/13
