PFD medical Helvey and Associates

[Anonymous]

Has anyone had any success with pfd with Helvey and Associates? 

[Anonymous]

Has anyone ever dealt with Helvey and Associates and what was your experience with them? I have 5 medical collections with them and gettin  ready to send  them a pfd.

[gdale6]

I have not dealt with them but I will give you some advice on how to deal with medical debts, they should be attempted in the order I present them. Good luck

1. Call the OC ask them to recall the collector in exchange for full immediate payment on the account.

2. Send the CA a PFD offer

3. Google and use the HIPAA Process you can contact its creator for assistance.

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Q-amp-A-Examples-and-PFD-Success-Stories/...

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Example-Letter/td-p/4519

[Anonymous]

Thank you gdale6, I will do just that. Have  great day 

[Whitneyy]

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@Anonymous wrote:

Thank you gdale6, I will do just that. Have  great day 

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A friend of mine has a paid debt with them, they still would not budge to delete. 

[Anonymous]

That's why I ask , I googled the bbb on them and they are not nice and won't delete after they promised to? Was hoping someone had good luck with them. I just hope and pray my oc will call the debts back. I'm so nervous to contact them, it's 5 out of 9 of my collections and I'll be crushed if they won't.

[Whitneyy]

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@Anonymous wrote:

That's why I ask , I googled the bbb on them and they are not nice and won't delete after they promised to? Was hoping someone had good luck with them. I just hope and pray my oc will call the debts back. I'm so nervous to contact them, it's 5 out of 9 of my collections and I'll be crushed if they won't.

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She never did a PFD, she goodwilled because she paid the debt off soon as she found out it was on ther reports. How long before this falls off?

[Anonymous]

1/2016, 1/2019 , 3/2020. I would like them off now my husband and I really want to refi our house hopefully sometime next yr.

[gdale6]

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@Anonymous wrote:

That's why I ask , I googled the bbb on them and they are not nice and won't delete after they promised to? Was hoping someone had good luck with them. I just hope and pray my oc will call the debts back. I'm so nervous to contact them, it's 5 out of 9 of my collections and I'll be crushed if they won't.

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Failing to follow thru with something that was agreed upon is a breech of contract whether its verbal or written. One would take other measures to ensure that the contract is enforced.