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So had a PFD on March 4th. Had two medical collections with the same CA. It was only reporting to 2 of 3 cra's. So today, instead of deleting, all 3 were updated to paid. I called and they looked at acct and said, "we screwed up". I know its only a fako but it caused my experian to drop from 715 to 644. They said they'll fix it immediately but this SUCKS!! they are the only collections on my reports.
It sucks, but you'll recover - nicely.