Is it the E-Oscar system that creditors/coll agencies use to change status of accounts & to send requests for deletions/updates to the CRAs?
I'm asking because I just had 6 paid medical listings removed in less than 24 hours after disputing the status of said accounts online with 2 CRAs. I'm assuming they just automatically queried the system used between the CRAs & the agencies, and saw that there was a PFD requested.
It's funny though... alot of people are always saying collection agencies dont like to do PFDs because of the CRAs wanting accurate listings of people's credit history... yet if you look at the CRAs online dispute system itself, one of the choices for why you are disputing is a PFD. It's worded differently, but it's definitely a dispute choice for PFDs.
Congrats to YOU for paying your debt in full and having it removed in just 3 weeks from TU and EX. That's quick. I think EQ will remove it, you may just have to wait, just a little bit longer. When you talked with the CA, they said it could take up to 4 to 8wks. If it is not removed in a few weeks, I would call the CA back and see if you can get some answers.
Good luck with shopping for a home and mortgage. Also, you are a wise person for cleaning up your CR before applying for a mortgage. 
It all boils down to finding the right person to help you.This reminds me of the time, I was helping my son with collection with charter cable. It's a long story, so I will make it as short as possible.
Instead of paying the CA, I contacted the OC(charter cable). The OC agreed if PIF, they would contact the CA to have them to remove their info from his CR. We waited and nothing happened. My son and I went down to the OC, because the lady we made the agreement with was not returning our calls. Found out they only one person, in the company who deals with the CA and CRA's. She wasnt there on that day, we were told she had been on vacation for two weeks.
A few days later, we received a call from the vacation lady.lol. She took care of everything and also apologized. It just happened the day we paid, was the day she left work early, to go on vacation. My son learned a valuable lesson that day, that is to write down the name and number of the person you are dealing with on the phone.
Denning19, sorry for the long post. Good luck to you. Let us know how this turns out.
@Rebuilding69 wrote:Is it the E-Oscar system that creditors/coll agencies use to change status of accounts & to send requests for deletions/updates to the CRAs?
I'm asking because I just had 6 paid medical listings removed in less than 24 hours after disputing the status of said accounts online with 2 CRAs. I'm assuming they just automatically queried the system used between the CRAs & the agencies, and saw that there was a PFD requested.
It's funny though... alot of people are always saying collection agencies dont like to do PFDs because of the CRAs wanting accurate listings of people's credit history... yet if you look at the CRAs online dispute system itself, one of the choices for why you are disputing is a PFD. It's worded differently, but it's definitely a dispute choice for PFDs.
One reason you would never want to dispute it and just let the deletion sequence take its course. It most likely would not be removed if one checked this box or it will cause a bunch of headaches for the subscriber. Everyone is in such a hurry, you really need to slow down when dealing in the credit system most of it is old and antiquated with the exception of maybe EX since they are the biggest and have very deep pockets..
