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@Anonymous wrote:I have not contacted the credit agency to see if the would do a settlement offer. The info I have read about National Recovery on this site suggests that they will do PFD but only for full amount; but will not provide a letter before you pay stating that.
I did google the WhyChat but to be honest I could not make heads or tails out of it. I have no idea what the Hipaa process even does for the consumer.
I do know it is a valid debt.
Can someone explain to me just in general what the Hipaa process does? Thanks
We cannot discuss the HIPAA Process on this forum. We can only tell you to Google it and contact its creator for help.