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@Hopingforamortgage wrote:
Midscore 676
Three old collections - two medical, each under $100. 2010 and 2011
Quick Collections, Inc.
One utility. SOL passed in January. $848
IC Systems
We're working on getting a mortgage, haven't found the house yet, but we're actively looking. Sent dispute on the medical coll. to EQ and TU because I had never been contacted. TU removed, EQ changed report date to 2/2014 and I'm waiting to see a drop in score.
Call and offer PFD? What is the worst case scenario? We'd really like them paid just to have them paid, kwim?
I don't know about the medical collection company, but they are usually good about deleting items if you pay for them.
I know IC systems is good about deleting.