I sent a PFD to Merchant's Credit Guide Co. about 2 weeks ago. I DVed them for two accounts and they validated properly. These accounts are within SOL and I offered to pay 100%. I have not heard anything. How long is it before I send another PFD.
I am trying to get a mortgage and these 2 accounts are my DWs and may hurt our chances. The rest of her collections are medical and we are following the HIPAA process for those.
