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PFD sent to attorney...need help please

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rose214
New Contributor

PFD sent to attorney...need help please

Ok, I sent the settlment PFD to the attorney twice now via email. Finally after the second time, i rec'd an email back. It said ...

 

If you would like to discuss this matter you will need to call Mrs. **** within 10 days. This communication is from a debt collector. This is an attept to collect a debt and any information obtained will be used for that purpose.

 

along with the email it had my letter attached to it......my question is, should I call or should I just reply back to the email so that I have everything in writing? also does anyone know why they put that info in the email saying this is an attempt to collect when clearly my letter was showing my attempt to settle? and I am settling with the full amount so its not like I'm trying to bargain with them.

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Message 1 of 20
19 REPLIES 19
rose214
New Contributor

Re: PFD sent to attorney...need help please

BUMP!

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Message 2 of 20
guiness56
Epic Contributor

Re: PFD sent to attorney...need help please

Message 3 of 20
rose214
New Contributor

Re: PFD sent to attorney...need help please

OK, I called them and they wouldn't discuss anything with me until I verified my social and address. From reading in the forum I'm not to verify that stuff right??? If not then what do I do?
Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Message 4 of 20
rose214
New Contributor

Re: PFD sent to attorney...need help please


@rose214 wrote:
OK, I called them and they wouldn't discuss anything with me until I verified my social and address. From reading in the forum I'm not to verify that stuff right??? If not then what do I do?

should I call them back and verify so I can get this settled??

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Message 5 of 20
guiness56
Epic Contributor

Re: PFD sent to attorney...need help please

Message 6 of 20
rose214
New Contributor

Re: PFD sent to attorney...need help please


@guiness56 wrote:

I would.  They are an attorney/CA and can proceed with a judgment.


Maybe I read wrong throughout the forum, i thought I always saw that we don't verify anything though???

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Message 7 of 20
guiness56
Epic Contributor

Re: PFD sent to attorney...need help please

That is with a CA.  This is an attorney who can file a law suit against you.  If you want to make arrangements to settle you are going to have to give them some information.

 

 

Message 8 of 20
rose214
New Contributor

Re: PFD sent to attorney...need help please


@guiness56 wrote:

That is with a CA.  This is an attorney who can file a law suit against you.  If you want to make arrangements to settle you are going to have to give them some information.

 

 


Oh Ok, I gotcha now. That's why I asked Smiley Happy I'm new at all of this and am trying to catch on to it all. Yes I'm trying to make a PFD type of offer with them so taht I can get the judgement vacated. I'll call them back. thank you

Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Message 9 of 20
rose214
New Contributor

Re: PFD sent to attorney...need help please

Ok , I called them back, the attorney is not friendly (that's putting it mildly) she said she will NOT file any motion to vacate after this is paid because that is an admittance of wrong doing that they would be telling the court and they aren't in the wrong. The only thing she will do is update it as satisfied when its paid. She said never ever ever ever will she vacate.

Help! What else can I do to get it removed?
Starting Score 4/3/13 : FICO 612 TU (FAKO)--642 EX (FAKO) - 497 Equifax (FICO) 593
Current Score6/28/13 EX(FAKO) 602, EQuifax (FICO) 615, TU(FICO) 642 EX-(FICO) 657
Goal Score : 700+
Message 10 of 20
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