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My husband and I had five medical bills in collections on our reports. They were all five through the same CA. I sent them a PFD for the accounts last week and received notice that they will delete the accounts once paid. I paid them on Friday and she just called and advised that payments were cleared and they would be deleting them asap.
I also had an Old Navy CC through Synchrony bank that went in default while I was out of work with pregnancy complications. I sent them a good will letter and they ended up crediting all late fees on my account and bringing it back to current. They also deleted the 4 of the 5 late pays so instead of there being 2 30 day lates, 1 60 day late, and 2 120+ days late I only have one 30 day.
Still have a ways to go but this is progress!
@Anonymous wrote:My husband and I had five medical bills in collections on our reports. They were all five through the same CA. I sent them a PFD for the accounts last week and received notice that they will delete the accounts once paid. I paid them on Friday and she just called and advised that payments were cleared and they would be deleting them asap.
I also had an Old Navy CC through Synchrony bank that went in default while I was out of work with pregnancy complications. I sent them a good will letter and they ended up crediting all late fees on my account and bringing it back to current. They also deleted the 4 of the 5 late pays so instead of there being 2 30 day lates, 1 60 day late, and 2 120+ days late I only have one 30 day.
Still have a ways to go but this is progress!
Great work, grats