So I followed suit and I sent a PFD to Jefferson Capital and to Merrick and a medical collections I sent a GW/PFD letters. I sent all of these last week via certified mail, so now I sit and wait on who bites. I'm curious to see who will take my offer at this point because I am desperate to get these demons off my shoulders and have a clean slate. I will definitely keep you all posted on the results.
BTW..... I also filed a complaint on BBB about JCS because they are some shady people doing funny business. They have reaged my account even though I have made several attempts to settle with them. I am so sick of these CAs taking advantage of people the way they do, they won'y even give you the opportunity to rectify your mistakes!
I just got a response to my BBB complaint and JCS has agreed to my terms and will delete! One down, one more to go! I'm on my way to credit recovery! YAAAAAY!!!!
Current Score: TU 671 / EQ 675 / EX 682 Goal Score: 700 Club Across the board!