Thanks to this forum, I've learned a lot about being able to contest and remove inaccurate credit posts. I've just sent my FIRST PFD email.....hoping the process goes smoothly and quickly
Before you app think... Have you done your research of the CC? Does it fit your spending? Do you have a plan for the bonus w/o going into debt? Can you afford the AF? Do you know the cards benefits? Is it worth the HP?
Thanks! Come to find out, that specific debt showing plus one other, had been pif to OC 3 years ago, and no pull back or update since. Now, just waiting for the dispute to process