01-04-2011 06:48 PM
Hello to all
I just reviewed my CR and notice a medical bill (ambulance service) I have been disputing between my Insurance the hospital and the Ambulance Co. just went to collections and my fico took a 95 point hit.
Against my better judgment I'd be willing to send a PFD letter if it would return my FICO score
I really need my scores up
Thanks in advance Santino
01-04-2011 07:11 PM
I presume that you had prior reporting by the OC, and then the reporting of a CA by the debt collector.
So you apparantly have both OC and CA reporting to deal with.
I would have the preliminary considerations of who now owns the debt, and is the debt still under your state SOL? Collection reporting does not equal debt collector ownership.
Advice on PFD offers depends on these two considerations.
01-04-2011 11:21 PM