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I have a Sallie Mae account reporting 120 days late from July 2011 through November 2011. After investigating this account Ive found that Cittibank transferred my account to Sallie Mae in June 2011 and Sallie Mae charged off the account in November 2011. I had no known knowledge of this account or the transfer. I do not remember receiving any calls or mail regarding this sallie Mae account. It appears that the account was only open for approx 6 months then somehow transferred back to Citibank. In addition, I pulled a report of my student loans from the National Student Loan Data System (NSLDS) and the Sallie Mae account appears nowhere on the report.
Does any of this seem like it would be grounds for immediate removal of the tradelines from the credit bureaus??? Please help!! Your advice would be very much appreciated.
I believe only FEDERAL student loans show up on NSLDS.
(My private/slma loans never showed up on NSLDS.)
Locking Thread duplicate found here...http://ficoforums.myfico.com/t5/Student-Loans/PLEASE-HELP-SALLIE-MAE/m-p/3649327
Hi jb3131,
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