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I would give PRA a call and offer to PIF for not reporting it. Most CAs will give you 30 days to do so from their initial contact letter.
@GA8080 wrote:
If I call, should I just take their word for it? Would asking for it in writing lower my chances of success?
If they have just received the collection they are going to be sending you a letter. I would get it in writing that is the gold standard and I dont think its going to be a problem in the initial stage of a collection.