PTD Follow up

[Anonymous]

Ok, I've sent the PTD letter and recieved a positive response.  What should my follow up\payment letter say to avoid any 'loopholes' with the CA.

I've found a ton of PTD examples but none for follow ups actually making the payment.

[MarineVietVet]

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@Anonymous wrote:

Ok, I've sent the PTD letter and recieved a positive response.  What should my follow up\payment letter say to avoid any 'loopholes' with the CA.

I've found a ton of PTD examples but none for follow ups actually making the payment.

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Hello and welcome.

Could you possibly mean PFD instead of PTD?

If the CA has agreed in writing to the terms you've proposed to them then I'm not sure any follow up is needed. Just make sure you are completely satisfied with their answer before you send that money. Once you send it you can't have it back.

From a BK years ago to:

9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

Credit Scoring 101
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[Anonymous]

PTD = "Pay To Delete", that's the way I've seen it all over the internet.  I'm assuming PFD is "Pay For Delete"?

So I just put the checks in the mail with no 'thank you' letter... I think I should pucker up a little bit here to make sure they follow through.  I know how sneaky these CA's can be so I'm trying to cover my 'you-know-what' here.  For instance, if I said in my PTD (or PFD) offer letter that I will send the payment certified and then I just send it standard mail will they consider that a breach of contract and a reason not to remove it?

This may be splitting hairs but any little mistake, no matter how mundane, can be costly.

[BungalowMo]

As long as you have their agreement in writing, you're good to go.

If I were you, I'd send them certified, like you offered.  But I'd also get money orders for these payments & keep the receipts & correspondance for a very very long time. (years)

Never give a CA your banking info...or any cc# either.  Ever!

[llecs]

OP, just mail a copy of their PFD acceptance with your check and you'll be OK.

[MarineVietVet]

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@Anonymous wrote:

PTD = "Pay To Delete", that's the way I've seen it all over the internet.  I'm assuming PFD is "Pay For Delete"?

So I just put the checks in the mail with no 'thank you' letter... I think I should pucker up a little bit here to make sure they follow through.  I know how sneaky these CA's can be so I'm trying to cover my 'you-know-what' here.  For instance, if I said in my PTD (or PFD) offer letter that I will send the payment certified and then I just send it standard mail will they consider that a breach of contract and a reason not to remove it?

This may be splitting hairs but any little mistake, no matter how mundane, can be costly.

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In my humble opinion you can stop looking at other places as far as advice and expertise about credit and debt and all related subjects. I've been to many "other" places and none are as good or well managed as this site. (and no I don't work for Fair Isaac). 

From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Whats In Your FICO Score