Paid Charge Off's - Can they be removed?

[CreditFixer]

Anyone have advice on getting "Paid Charge Off's" removed? Trying to clean up my report and have come across 2 of these.

Southern California Edison and First Premier are the 2 OC's with paid CO's.

Is there anything I could try, or do I just let them fall off over time?

Thanks for your help!

[DaBears]

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@CreditFixer wrote:

Anyone have advice on getting "Paid Charge Off's" removed? Trying to clean up my report and have come across 2 of these.

Southern California Edison and First Premier are the 2 OC's with paid CO's.

Is there anything I could try, or do I just let them fall off over time?

Thanks for your help!

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You can send GW letters. I had a very hard time with First Premier until I sent them a direct dispute letter along with copies of my credit reports showing inaccuratecies and they deleted my paid charge off from my reports. 

[CreditFixer]

@DaBears What type of inaccuratecies did you point out?

[DaBears]

From june 2007 to dec 2007 I was always on time. Then Jan 2008 they listed me as being 120 days late. 

[CreditFixer]

Funny you mention that, My payment history looks pretty confussing with First Premier. The thing is, I really have no idea if its right or wrong.

See the image below of the history...

[DaBears]

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@CreditFixer wrote:

Funny you mention that, My payment history looks pretty confussing with First Premier. The thing is, I really have no idea if its right or wrong.

See the image below of the history...

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I am assumming the astericks mean paying on time? or never late?

[CreditFixer]

That is correct, although they also have in noted in "Date of last payment" 02/2008.... Its just so very confussing.

This is from my equifax report pulled from AnnualCreditReport.com

[DaBears]

PM me. I am going to give you something.

[CreditFixer]

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@DaBears wrote:

PM me. I am going to give you something.

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I did