I have the following paid collection on my CR:
Collection agency
[?] 682yc05551
Original balance
[?] $140
Current balance
[?] $0 Status
[?]Paid Date assigned
[?] Jul 01, 2003
Date reported
[?] Jan 01, 2004
Date last active
[?] May 01, 2003
Date paid
[?] Not Reported
Date closed
[?] Not Reported
Original lender
[?] Adelphia Account number
[?] XXXXXXXX
Type of account
[?] Not Reported
Account holder
[?] Individual
Type of credit
[?] Not Reported
Payment status
[?] Not Reported
Largest past balance
[?] Not Reported
Amount past due
[?] Not Reported
Account descriptions
[?] Not Reported
This is a situation from college where I moved and I'm pretty sure the roomate who was supposed to take care of the final bill didn't. I discovered it when I tried to get cable hooked up again under my own name a year and a half later. The letter/number series listed above is the actual reporting name on Equifax report. The name on the Experian report is Credit Management LP. My question is that if the original creditor no longer exists-since Adelphia has declared bankrruptcy and been dissolved, does it make any sense to dispute this, or am I better off trying to send a GW letter to the CA listed on my Experian report to see if I can get it deleted. Thanks.
