Alright, so I had two hospital vists in Dec '12 that resulted in around $4K in medical bills. I was able to settle $2100 from the first vsiit with the collection agency to pay monelty and not have it on my CR
The $2000 balance was split between three different collection agencies. These were all paid in full but are still on my CR which I am sure are hurting my score. What is the best way to go about removing these? How do goodwill letters work?
