11-05-2012 05:15 AM
New to the board and first post, please be patient with me. I have spent the last couple weeks paying off accounts in collections. Most all of them are medical bills. One of which is a judgement on my CR. As soon as i received the summons to court I contacted Med-1 solutions. they told me I had to appear in court. I showed up to court and paid the account in full. That was May 24 2012. How do I go about contacting experian and TransUnion to have this judgement deleted? I have paperwork from county superior court (med-1 solutions llc vs Me) stating the judgement has been satisfied and released.
Do I write specific letters to the cb's, call them?
Any help would be appreciated! TIA!
11-05-2012 05:30 AM
Hello and welcome.
Satisfied and released judgments remain on credit reports, to have it removed you need to have it vacated. Once vacated you can send copies to the CRA's to have removed.
11-05-2012 06:21 AM
The laws vary in different states. I would contact the court house and ask them if you can file to have it vacated or if the attorney that got the judgment against you has to file the motion to vacate. If its the attorney that has to then you will need to contact them and work something out.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.