11-05-2012 05:15 AM
New to the board and first post, please be patient with me. I have spent the last couple weeks paying off accounts in collections. Most all of them are medical bills. One of which is a judgement on my CR. As soon as i received the summons to court I contacted Med-1 solutions. they told me I had to appear in court. I showed up to court and paid the account in full. That was May 24 2012. How do I go about contacting experian and TransUnion to have this judgement deleted? I have paperwork from county superior court (med-1 solutions llc vs Me) stating the judgement has been satisfied and released.
Do I write specific letters to the cb's, call them?
Any help would be appreciated! TIA!
11-05-2012 05:30 AM
Hello and welcome.
Satisfied and released judgments remain on credit reports, to have it removed you need to have it vacated. Once vacated you can send copies to the CRA's to have removed.
11-05-2012 06:21 AM
The laws vary in different states. I would contact the court house and ask them if you can file to have it vacated or if the attorney that got the judgment against you has to file the motion to vacate. If its the attorney that has to then you will need to contact them and work something out.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO