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Paid Judgment = POOF! *happy dance*

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injustifiiable
Valued Contributor

Paid Judgment = POOF! *happy dance*

EQ has made me happy today.

 

Did an MOV on a paid judgment that was reporting and verified.

 

It is gone as of today....just checked the status of the investigation and it says that it should be completed by today, but no results have posted yet.

 

This is great....now hopefully TU and EX will follow suit!

 

How much of a score boost should I expect? I'm not planning on pulling another score until I get all the baddies I can taken care of...

 

Woot!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 1 of 6
5 REPLIES 5
annielorie
Valued Contributor

Re: Paid Judgment = POOF! *happy dance*

Wait till you get all the baddies you can off then pay any cc off in full with one reporting under 9% It depends on the rest of your file but a judgement to be deleted is very good YMMV but IMO you should see a nice jump. Good job!!


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 2 of 6
Lasardo
Established Contributor

Re: Paid Judgment = POOF! *happy dance*

Do the dance..you deserve it!
CS 728- 01/13 from 554-12/11
Goal: 800
Message 3 of 6
Anonymous
Not applicable

Re: Paid Judgment = POOF! *happy dance*

Nice, I'll do a two step for you.

Message 4 of 6
LIGHTNIN
Senior Contributor

Re: Paid Judgment = POOF! *happy dance*

Congrats to YOU!!! dancing 2.gif It's Friday and injustifiable is happy, so let's do the FICO happy dance.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 5 of 6
injustifiiable
Valued Contributor

Re: Paid Judgment = POOF! *happy dance*

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 6 of 6
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