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Regular Contributor
Cherriwyn
Posts: 140
Registered: ‎06-21-2011

Paid Judgment Removed

After going back and forth with Transunion for several months my last paid judgment was finally removed.  My score increase 11 points!!!!  This has definitely been a good day!!!  Thanks for everyone's help!!!


Starting Score: 511
Current Score: 628
Goal Score: 650


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Established Contributor
casmith1980
Posts: 633
Registered: ‎03-20-2010

Re: Paid Judgment Removed

Great job!!!!! :smileyhappy:
EQ Fico 2009 500's
TU Fico 2009 500's

EQ Fico 04/10/2012 663 (SW alert)
TU Fico 04/13/2012 653 (Walmart)

Goal: 760 by 12/2013 and close on my first house :smileyvery-happy:

Goal - 720 by 12/31/12
Regular Contributor
notmyj
Posts: 159
Registered: ‎09-02-2010

Re: Paid Judgment Removed

Thats great, can you give us more details?

4/6/09 EQ 555 TU 498 EX 553
9/3/10 EQ 590 TU 566 (Just now starting the rebuild)
9/11/10 EQ 610 TU 627
10/21/10 EQ 625 TU 660
12/08/11 EQ 681 TU 648 EX 667
2/13/12 EQ 677 TU 658 EX 675

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Established Contributor
2NE1
Posts: 980
Registered: ‎12-06-2011

Re: Paid Judgment Removed

 

AYE, can you give us more details?

 

I have one on my CR as well but I'm not sure if I should try to work out a settlement lump sum to the OC or the CA. I have tried with the CA but he's asking for a really high amount, I'm wondering if I talk to the OC I could get him to lower it... how'd did you get it deleted? did you do the "dismissed with prejudice" or what route did you take? thanks in advance for the info! ^^


Starting Score: 486 EQ, 529 TU, 518 EX 12/6/2011 (FICOS - lender pull)
Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
Goal Score: > 620
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Regular Contributor
Cherriwyn
Posts: 140
Registered: ‎06-21-2011

Re: Paid Judgment Removed


2NE1 wrote:

 

AYE, can you give us more details?

 

I have one on my CR as well but I'm not sure if I should try to work out a settlement lump sum to the OC or the CA. I have tried with the CA but he's asking for a really high amount, I'm wondering if I talk to the OC I could get him to lower it... how'd did you get it deleted? did you do the "dismissed with prejudice" or what route did you take? thanks in advance for the info! ^^


I sent the CRA a MOV (method of verification) letter.  The first response they sent back stating the account was verified.  I send a 2nd letter stating I was not requesting a reinvestigation but I wanted to know the method and source as to how they verifed the account belonged to me.  Check your inbox.


Starting Score: 511
Current Score: 628
Goal Score: 650


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Established Contributor
NikJ4
Posts: 660
Registered: ‎01-24-2008

Re: Paid Judgment Removed

[ Edited ]

Can you please in box me as well? I also need help me with this. I am struggling to get a judgement removed from my 3 credit reports and i know this is what is killing my score as well as my chances as I attempt to rebuild.

 

Thanks in advance



Start Score:493Current Score:635
Goal Score: 700>>>>>App free since (umm not saying...I struggle with this)
Regular Contributor
Cherriwyn
Posts: 140
Registered: ‎06-21-2011

Re: Paid Judgment Removed


NikJ4 wrote:

Can you please in box me as well? I also need help me with this. I am struggling to get a judgement removed from my 3 credit reports and i know this is what is killing my score as well as my chances as I attempt to rebuild.

 

Thanks in advance


Sorry for the late reply, the information has been sent to your inbox.


Starting Score: 511
Current Score: 628
Goal Score: 650


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Senior Contributor
Booner72
Posts: 3,889
Registered: ‎05-24-2011

Re: Paid Judgment Removed

Did you send them the 11.00 that RobertEG talks about when wanting MOV info?

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Senior Contributor
Booner72
Posts: 3,889
Registered: ‎05-24-2011

Re: Paid Judgment Removed

PS:  CW - can you plz PM me the letter, too?

 

thanks.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
New Member
parkersmama
Posts: 3
Registered: ‎10-18-2011

Re: Paid Judgment Removed

can someone pm me also? for some reason they state my judgement is verified, unpaid (even since its been paid for almost 4 years and ive submitted the info to show its paid). then when i request who supplied the info, i recieved a letter stating they wouldnt re-investigate as info is accurate. Gotta love the cra's.....thanks again to everyone and my fico forums!!!!!!

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