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04-13-2012 09:46 AM
Wow, congrats!!!! Could you PLEASE PM me too :-)
04-13-2012 04:52 PM
I have a judgement as welland would love if you could PMme the info as well. thank youand congratz
04-13-2012 05:20 PM
Check your court records and see if these are "STIPULATED JUDGMENTS." - which i understand, many of the medical and small collection judgments are.
If so, then they are not like a regular judgment.
They can be deleted from your reports and the public record as long as you get a "Satisfaction of judgment" from the party that got the judgment against you.
04-13-2012 09:18 PM
A stipulated judgment is a judgment that stipulates you pay and they don't sue you, I guess. It's a quicky and easy version of a real and true judgment. And I'm no lawyer and what I learned about them was through getting my judgment vacated that I thought was a real and true judgment but was really a stipulated judgment, that I still didn't know was a stipulated judgment until not long ago when the CA and I finally came to an agreement of sorts, to get all the crap off my reports.
I, imagine, LG, that since you and I (i think it's you, right?) have the same CA - that yours is a stipulated judgment, too. PCS had me believing ALL THAT TIME it was a real judgment, even though it was paid, knowing I needed it off my reports for the house.
I'm sure that the name for "real judgment" is not "real judgment."
Hope some of this makes sense - I had a coupla drinks.
04-14-2012 12:33 AM
Booner, I have 2 judgments... 1 that's been paid since 2007 which I'm trying to get vacated now and 1 that popped up at the end of last year. (I'm currentl paying on that one) I also did a DV with PCS for 4 accounts and they verified each one so I'm paying them off too. I could NOT get a PFD with them and didn't want to be sued so I'm paying them off with monthly payment arrangements. Thanks for responding
04-14-2012 08:07 AM
Check and see if it says "stipulated judgment" on it. If so, it's gone.
05-02-2012 12:39 PM
After going back and forth with Transunion for several months my last paid judgment was finally removed. My score increase 11 points!!!! This has definitely been a good day!!! Thanks for everyone's help!!!
Feels great to get that monkey off your back. I know. I didnt see point increase but I did see increase in credit opportunities. Keep up the good work.