04-13-2012 09:00 AM
I have three paid judgments due to medical issues. I would be extremely grateful if you could send it to my inbox too.
04-13-2012 09:46 AM
Wow, congrats!!!! Could you PLEASE PM me too :-)
04-13-2012 04:52 PM
I have a judgement as welland would love if you could PMme the info as well. thank youand congratz
04-13-2012 05:20 PM
Check your court records and see if these are "STIPULATED JUDGMENTS." - which i understand, many of the medical and small collection judgments are.
If so, then they are not like a regular judgment.
They can be deleted from your reports and the public record as long as you get a "Satisfaction of judgment" from the party that got the judgment against you.
04-13-2012 09:18 PM
A stipulated judgment is a judgment that stipulates you pay and they don't sue you, I guess. It's a quicky and easy version of a real and true judgment. And I'm no lawyer and what I learned about them was through getting my judgment vacated that I thought was a real and true judgment but was really a stipulated judgment, that I still didn't know was a stipulated judgment until not long ago when the CA and I finally came to an agreement of sorts, to get all the crap off my reports.
I, imagine, LG, that since you and I (i think it's you, right?) have the same CA - that yours is a stipulated judgment, too. PCS had me believing ALL THAT TIME it was a real judgment, even though it was paid, knowing I needed it off my reports for the house.
I'm sure that the name for "real judgment" is not "real judgment."
Hope some of this makes sense - I had a coupla drinks.
04-14-2012 12:33 AM
Booner, I have 2 judgments... 1 that's been paid since 2007 which I'm trying to get vacated now and 1 that popped up at the end of last year. (I'm currentl paying on that one) I also did a DV with PCS for 4 accounts and they verified each one so I'm paying them off too. I could NOT get a PFD with them and didn't want to be sued so I'm paying them off with monthly payment arrangements. Thanks for responding
04-14-2012 08:07 AM
Check and see if it says "stipulated judgment" on it. If so, it's gone.
05-02-2012 12:39 PM
After going back and forth with Transunion for several months my last paid judgment was finally removed. My score increase 11 points!!!! This has definitely been a good day!!! Thanks for everyone's help!!!
Feels great to get that monkey off your back. I know. I didnt see point increase but I did see increase in credit opportunities. Keep up the good work.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.