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Paid Medical was supposed to be removed

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lmrites
New Contributor

Paid Medical was supposed to be removed

SO....in May, I spoke with a doctor's office who apparently had a collection for $83.00.  I had paid this amount over 2 years ago, so they called the collections company and apologized that it had not been removed.  The collection company told me that it should come off of my EQ & EX within 3 months as they have pulled it back.  Do I call the collections agency again or should I call EQ & EX?

Starting Score: 594
Current Score: 627 EX 680 TU 672 EQ
Goal Score: 650...now 700!
Message 1 of 6
5 REPLIES 5
Shogun
Moderator Emeritus

Re: Paid Medical was supposed to be removed

You would need to contact the CA again and remind them that it was supposed to be removed.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 6
lmrites
New Contributor

Re: Paid Medical was supposed to be removed


@Shogun wrote:

You would need to contact the CA again and remind them that it was supposed to be removed.


SO, I just got off the phone with them and they told me any reports that I'm pulling online will not be correct and I have to call EQ & EX and get it from them direct.  If that doesn't work I would have to dispute it and wait for them to send a dispute form.  Does this sound right?

Starting Score: 594
Current Score: 627 EX 680 TU 672 EQ
Goal Score: 650...now 700!
Message 3 of 6
Shogun
Moderator Emeritus

Re: Paid Medical was supposed to be removed

I don't know about the pulling any reports online thing not being correct.  I will agree that that the reports from 3rd parties aren't formatted the same sometimes, but they should show the deletion.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 6
RobertEG
Legendary Contributor

Re: Paid Medical was supposed to be removed

Was it referred for collection before or after the debt was paid?

 

 

Message 5 of 6
lmrites
New Contributor

Re: Paid Medical was supposed to be removed


@RobertEG wrote:

Was it referred for collection before or after the debt was paid?

 

 


It was referred before it was paid.  The amount was apparently declined by insurance.

Starting Score: 594
Current Score: 627 EX 680 TU 672 EQ
Goal Score: 650...now 700!
Message 6 of 6
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